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I think I left the teller at the bank genuinely disturbed when I told him that “If I can’t afford it, I just don’t buy it.” “What about a car? Do you drive a car?” he inquired, his voice toning on the edge of fear. I told him, “Yeah, I have a vehicle. I bought it used for under $3,000.” He looked physically pained. “What about if you want to buy some kind of new appliance? Or furniture?” he persisted. I stared at him blankly. “My couch was $5.00 at Goodwill. Like…I just buy shit cheap or I don’t buy it at all. The only thing in my life that I make payments on is my house, my bills, and my insurance, and that’s split five ways because I have housemates.” The young man looked horrified? Appalled? And somehow also awed? This guy couldn’t have been much older than me. But it seemed that he’d never even considered the option before of saving up for something to purchase it outright instead of using a credit card. Am I the only person in my general age group (just turned 26) who’s never owned a credit card, and who has forgone basic comforts in order to save up for items so you don’t owe money to anyone, like, ever?
I just came up with a fun way to remember when to use effect or affect.
You give affection and are thus effected positively.
Affect is the intrusion or the causation and effect is the solution.
The rain affects the garden by watering it. The garden is effected by the rain.
Affect refers to an action that will/is/has interrupted the previous norm. Effect refers to the act of being influenced by something else
ADHD pro tip: Use psychological warfare on yourself.
For example, in order to do long tasks, like folding laundry, I put on the Mario Hat:
The main feature of the Mario hat is that my headset does not fit over it, so when The Bees™ try to put me back in front of the screen, the headset issue forces me to remember why I put the Mario hat on, and back to the task I go
As a bonus, the Mario hat is also a very clear indicator to my housemates that business is getting done, and they have learned not to distract me when I'm wearing the "goofy-ass cosplay hat"
It's not stupid if it works.
Ever drank 400ml espresso in 15 minutes? A little peace of advice, whatever you do, whatever choices you make, no matter how tired you are, don't do it.
source - me